TAX
PLANNING STRATEGIES
Tax avoidance is not a criminal offense. Tax payers have the right to reduce, avoid, or minimize their taxes by legitimate means. One who avoids tax does not conceal or misrepresent but shapes and pre-plans events to reduce or eliminate tax liability within the parameters of the law.
Our process aims to help clients achieve higher after-tax returns,with the goal of allowing you to keep more of your earnings
Individual Indexing
Not only does it provide more control than an ETF, but it may also be able to offer greater opportunities for tax loss harvesting.
Asset location
Putting investments like high-yield bonds and active mutual funds with high turnover in tax-advantages accounts may be able to help minizine taxes on your portfolio.
Accelerating gains
There are times when you may fall into the zero capital gains bracket and be able to reset your cost basis.
Qualified Charitable Donations
Once you turn age 70½ you can make tax free qualified charitable donations out of your traditional IRA. Limits apply.
Charitable giving
Using a donor-advised fund to front-load your charitable giving in high-income years or if you receive a windfall.
Roth Conversions
When should Roth conversions be made and how much should be converted?
The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.